We keep costs low by three avenues: 1) lowered post-graduate credit rate, 2) no accessory fees, and 3) low credits per semester. This third avenue of keeping credits low per semester while achieving an effective and efficient curriculum completion places students below the threshold of a part-time student status. Federal financial aid is only available to students that are considered part-time or higher. Personal, regional, or other financial aid may be available, but not through the University of Montana. We would encourage you to check apta.org or with your current employer for potential tuition match opportunities or to look for private scholarships.