We keep costs low by three avenues: 1) lowered post-graduate credit rate, 2) no accessory fees, and 3) low credits per semester. This third avenue of keeping credits low per semester while achieving an effective and efficient curriculum completion places most post professional students below the threshold of a part-time student status. Federal financial aid is only available to students that are considered part-time or higher. If you are taking 6 or more credits in a semester you may qualify for federal financial aid for that semester, please visit https://www.umt.edu/finaid/ to learn more. Personal, regional, or other financial aid may be available, but not through the University of Montana.  We would encourage you to check apta.org, aota.org, or with your current employer for potential tuition match opportunities or to look for private scholarships.